If you're spending or saving with Real Wallet, you're automatically stacking rewards. Every swipe. Every dollar saved. It’s all been working for you behind the scenes - starting from the day you opened your account.
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Earning Points
1. Spending Points (Debit Card Purchases)
- Rate: 2.5 points per $1 spent
- Timing: Points credited the next morning after purchase
- Example: $100 purchase = 250 points
2. Deposit Points (Monthly Balance Rewards)
- Rate: 0.5 points per $1 of average monthly balance
- Accounts: Combined balances from Business Checking + Tax Planning accounts
- Timing: Calculated on the 1st of each month for the previous month
- Example: $10,000 average balance = 5,000 points monthly
How to keep earning?
- Keep saving money in your Real Wallet Business Checking Account
- Set aside a % of your earnings to a Tax Planning Business Checking Account
- Use your Real Wallet Business Debit Card for every purchase (this is how you stack the most points!)
- Reward points you earn never expire unless you close your Wallet accounts or leave Real Brokerage.
Exclusions
Rewards are not earned on the following:
- ATM withdrawals
- Balance transfers - ACH transfer when you send money to an external account
- Money transfers (Venmo, Cash App, Zelle)
- Peer to peer or person to person payments
- Gambling/lottery purchases
- Lottery tickets, casino gaming chips, racetrack wagers, online sports betting, online gambling or similar betting transactions
- Wire transfers or money orders
- Unauthorized, fraudulent, or other returned transactions, including refunds
- This will appear as a reversal of points
- Financial Institutions
- Loan payments or account funding such as auto loan payments or prepaid card loading
See: Rewards Dashboard
If further assistance is needed, please reach out to wallet@therealbrokerage.com.
The Real Brokerage is a real estate technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Real Wallet Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.