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Adding Funds to Your Real Wallet Business Checking Account

  • Updated

There are a few ways you can add funds onto your card. The easiest is to ensure you are receiving your Commissions and RevShare into Wallet. If you don't have enough funds in your account to make a payment please review these alternative ways to add funds to your Wallet Business Checking Account(s).

Quick Links

Connecting your External Bank Account to Wallet via Plaid

Your external bank must use Plaid to use this feature. 

  1. In your External Banking App/Website, locate the function to link an external account. (External Bank must use Plaid)
    • Login/Verify yourself with Plaid
  2. When Institution box appears, search "Real Wallet" and select.
  3. Enter the phone number associated with your Wallet account to receive an OTP code.
    • Enter the OTP code that was texted to you
  4. Select your Wallet account you would like to connect. 
    • Note: If you have both a Real Wallet Checking and Tax Planning accounts, you will need to do this process for both accounts if you wish to link them both.
  5. You should then see the ability to transfer funds to your Wallet account via your External Bank Account

If your bank does not use Plaid: Many banks offer transfer funds between accounts. If your bank supports this feature, you can add your Real Wallet Business Checking account as an external account and initiate transfers directly from your bank app. 

See: Finding Your Real Wallet Account and Routing Information

Payment Apps

You can transfer funds quickly by linking your Real Wallet Business Checking account to apps like PayPal, Venmo, or Cash App. You can to choose add your Bank account information or your Debit Card information or both. 
 
To transfer funds into the Wallet account via 1-3 day ACH Bank transfer you will need to enter your account and routing information. 
 
Important: You must have a balance in your payment app in order to transfer. 
 
 
Note: Real cannot assist with account setup on platforms outside of reZEN.

ATM Transfers

AllPoint locations: AllPoint ATM Locator

Filter for only Allpoint+ Cash Deposit ATM's

At the ATM

  1. Insert your card: Insert your physical debit card into the machine.
  2. Select deposit: Choose the "Deposit Cash" or "Withdrawal Cash" option from the menu.
  3. Enter your PIN: Follow the prompts to enter your PIN.
  4. Select account: Select the account where you want to deposit the cash.
  5. Insert cash: Insert the bills one by one into the designated slot. Do not use an envelope.
  6. Confirm and finish: Review the transaction details, confirm, and then retrieve your card and receipt. 

Cash deposits at Allpoint+ ATMs generally hit your account immediately or by the next business day, provided the deposit is made before the bank's cutoff time (often 2:30 PM PT to 3:00 PM ET). Deposits made after this time or on weekends are usually processed on the next business day

*Allpoint ATMs do not accept checks, envelopes, or non-US dollars

 **ATM Deposits are limited to $2,000 per day. $1,000.00 per transaction

See: ATM Withdrawal and Deposit for Real Wallet Accounts

 

How to make a Mobile Check Deposit in ReZEN App

  1. Open Wallet in reZEN

  1. Click 'Accounts" 
  2. Select the Account you want to upload your mobile check deposit into
    • Business
    • Tax Planning
  3. Just under the debit card you will see 'Deposit Check'
  4. Follow the prompts on your phone to deposit the check

See:Mobile Check Deposits for Wallet Accounts

Important: Uploading a check for a transaction? Follow these steps: Step 6: Close & Transfer Funds to Real 

Repayment on a Real Wallet Capital Loan

The only way to make a repayment on your Capital balance is through a Real Wallet account.

See: Easily Repaying Your Capital Loan: A Step-by-Step Guide

*Remember that each transfer method may have specific requirements, fees, and processing times. Be sure to familiarize yourself with the details of each option before initiating a transfer. If you have any questions or encounter any issues, don't hesitate to contact our customer support team for assistance.

If further assistance is needed, please reach out to wallet@therealbrokerage.com.

The Real Brokerage is a real estate technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Real Wallet Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions on the sweep program. Pass-through insurance coverage is subject to conditions.  
 

 

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