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How do I change my Equity Contribution?

  • Updated

If you have Opted into the Stock Purchase Program at Real, your Equity contributions are pre-set and are not able to be changed. 
 

Here is how it works:

  • Before you Cap, Real will deduct 5% of every transaction, net of any fees, to invest in the stock program. This is called a "pre-cap equity contribution."
     
  • Once you hit your Cap, Real will deduct 10% of every transaction, net of any fees, to invest in the stock program. This is called a "post-cap equity contribution." 
     

The Equity contribution amounts are pre-set and they can not be changed. 
 

  • For US Agents - the Equity Contribution amounts are:
US Stock.png

 

  • For Canadian Agents - the Equity Contribution amounts are:
CAD Stock.png

 

    Good to know:

  • There is also a maximum amount you can contribute each year, aka the “Max Contribution” amount, that is based on your Cap.
    • Once you hit your Max Contribution amount, equity contributions will not be applied to your transactions until after your Anniversary year resets
    • Refer to the chart above to view the Max Contribution amounts for your Cap
  • Every month, Real purchases shares on your behalf and deposits them into your Shareworks account. Shares are purchased based on the closing fair market value on the last trading day of the month. 
     
  • All shares in this program are Restricted Stock Units (RSUs) and have a 1 year vesting period. This means you must wait 1 year to sell the stock.

 


Learn more about Real's Stock & Equity Programs: 


 

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