Applying for a Real Wallet Debit Card (Business)

Content

• Overview
  • reZEN Application Signup
  • Unit Application Review
• What’s Next?
• Want to Send Money Before Your Card Arrives?
• Single-Member vs. Multiple-Member Businesses

Overview

Once you set up your account, your Commission and Revenue Share payments will be redirected to your Business Checking Account. Please allow 7-10 business days for your Debit Card to arrive in the mail.

See Article: Transferring Money from Your Real Checking Account(s)

reZEN Application Signup

Signing up for a Business Checking account with Real Wallet can be completed in just a few minutes:

1. Navigate to the Wallet tab in reZEN
2. Click ‘Get My Debit Card’.
3. Review and sign the legal terms and conditions.
   • Click Start on the left to jump to the signature fields
   • Sign all required fields, then click Complete
4. Fill out any missing information and review for accuracy
   • Click Next
5. Under Account Type, select:
   • Business → If selecting Business, you’ll need to enter your company’s EIN
6. Click Next
7. Review all details and make edits as needed
8. Click Submit Application

Unit Application Review 

After submitting, a window will pop up directing you outside of reZEN to complete verification via Unit, our embedded finance partner.

1. Click Continue
2. Enter your Business Information
   • Single-Member Business: You're applying on behalf of a business that doesn’t have beneficial owners
   • Multiple-Member Business: You're applying on behalf of a business with beneficial owners

See: Single-Member vs. Multiple-Member Businesses

3. Click Continue
4. You’ll receive a one-time passcode (OTP) via text
   • Enter the code and click Verify
5. Fill out Beneficial Owner Information
6. Click Submit

• If approved, you’ll see Approved Application!
• If not, you’ll be prompted to submit additional documents for review

Click Redirect to return to your reZEN Wallet page.

What’s Next?

• Your debit card will arrive at the shipping address you provided within 7–10 business days
• Once received, you can activate and start using your card

 Learn more: Activating Your Real Wallet Debit Card

Want to Send Money Before Your Card Arrives?

No problem! You can start sending funds while waiting for your card:

1. Open reZEN
2. Click on Wallet
3. In the upper-right corner, click Send Money
4. Follow the on-screen prompts

See Article: Transferring Money from Your Real Checking Account(s)

Single-Member vs. Multiple-Member Businesses

Understanding your business type helps determine if you need to provide Beneficial Owner Information during the application.

Single-Member Business

• Only one owner (e.g., Sole Proprietor or Single-Member LLC)
• No additional beneficial owners required
• You’ll just enter your own information

Multiple-Member Business

• Two or more owners (e.g., Partnerships, Corporations, Multi-Member LLCs)
• Required to list all beneficial owners (those with 25%+ ownership)
• You’ll need to provide each owner's name, DOB and SSN

Not sure which one you are? Check your business formation documents or consult a legal advisor.

If further assistance is needed, please reach out to wallet@therealbrokerage.com.